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Mahila Samrudhi Yojana (for women only)

Mahila Samrudhi Yojana (for women only)

A microfinance scheme for women belonging to the target group and women entrepreneurs running independent businesses to create self-employment for women of nomadic and emancipated castes.

Under this scheme women beneficiaries will be able to do business of their choice.
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Purpose

The applicant should be a nomadic or emancipated woman.
The limit of the annual income of the family in the eligibility of income from 1/4/2018. 2 lakhs, of which 3. For families with an annual income of up to Rs 1.50 lakh, at least 50 per cent of the total loan amount will be allocated.

Eligibility for loan

The age of the applicant should be at least 21 years and not more than 60 years on the date of application.
The applicant needs to have experience in the field of business / profession with technical and expertise.
The applicant will have to provide proper security to get the loan.

Key features of the scheme

Maximum loan limit 50,000 / -.
The interest rate will be 5% per annum.
Under this scheme 100% loan is given for the amount of business / occupation.
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3% National Corporation, 2% State Government contribution and Beneficiary contribution will be zero in the loan amount.
The loan amount will have to be repaid in 5 equal monthly installments including interest

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